Financing
Available

Clear, transparent terms. Fair rates.
No prepayment penalties.

Low monthly payments

Pay Over Time

Through
Bread Pay™, we offer easy and affordable financing options so you can pay for your purchase over time.

calendar icon

Affordable Monthly Plans

Buy now and pay for your purchase over time at competitive
interest rates.

payment icon

No Prepayment Penalties

Pay for your purchase with monthly payments and prepay at any
time without penalty.

calendar icon

Easy Application

Get a decision in seconds with no obligation to buy. Checking
your rate won’t affect your credit score. Your data is safe and
encrypted.

LEARN MORE ►

Check your rate in seconds
without leaving our site

Low monthly payments

 

Questions? Visit
Bread Pay™ help center.

 

 

*Subject to approval of credit application. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.

* Minimum purchase of $50.00 required. Availability of terms may vary based on purchase price and/or product. Down payment may be required. Subject to approval of credit application. Rates range from 0.00% to 29.99% APR, resulting in, for example, 12 monthly payments of $87.92 at 9.99% APR, per $1,000.00 borrowed. APRs will vary depending on credit qualifications, loan amount, and term.

0